Purchasing a new vehicle is one of the largest financial decisions that most people will make, and there are a variety of different ways to go about it. Car financing is a way to budget your payments in a way that is both manageable and responsible. Keep reading to learn more about why you should talk to your Chevy dealer about the financing options that are available to you.
Four Benefits of Getting Car Financing for Your Chevy, Buick, or GMC Purchase
1. Customize Your Payment Plan
Choosing to finance your next vehicle can help you customize your payment plan to fit your budget. You can adjust the down payment and loan term to meet your financial goals, whether that’s paying off your vehicle quickly or keeping the monthly payment as low as possible.
You may also decide that you’d rather lease a vehicle to start and maintain an option to purchase the vehicle outright once your lease term ends. No matter your financial situation, there’s a way to tailor your financing arrangement to match it.
2. Your Chevy Dealer Will Have Access to Exclusive Offers
Another key reason to talk to your car dealer about financing your new vehicle is that they’ll have access to manufacturer and dealer-specific offers that you won’t be able to access elsewhere. These offers vary but can range from special interest rates, cash-back offers, extra options and add-ons, and even discounts if you’re a member of a specific group or organization, such as a veteran or an alumnus.
3. Dealer Financing Is Seamless
Another upside of choosing to pursue financing through your dealership instead of a third party is that the process is seamless. There’s no back and forth, and you work directly with the people that you’re purchasing the car from, which can reduce the risk of delays and make it easier to communicate your needs throughout the process.
Additionally, if you decide to trade in or sell your vehicle down the road, doing so at the same dealership that you purchased your initial car from can streamline that process as well, reducing paperwork and delays.
4. Financing a Vehicle Builds Your Credit Score
One last thing to note about financing your next vehicle is that doing so can help build your credit history and boost your credit score. Regular and consistent payments towards a large purchase, like a car, show other lenders that you’re financially responsible and thus a lower risk to lend to, which can make it easier for you to get approved for other loans, credit cards, and even a mortgage.
Are you looking for a new vehicle, or are interested in checking out the 2023 lineup from Chevy, Buick, and GMC? Give us a call at Stone Chevrolet Buick GMC and one of our team members will be happy to set up an appointment with you to talk over our financing options and show you our inventory.
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